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HONEST, QUALITY MORTGAGE ADVICE YOU CAN TRUST.

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First Time Buyer
Home Mover
Buy to Let
Remortgage
Equity Release

Depending on your individual circumstances, we can get your mortgage agreed in principal in as little as two hours.

Simple, straight-forward mortgage advice is here. Simply call or drop us a message today!

At Mortgage & Equity Release Advice we provide personalised Mortgage advice, without the fuss. We’ll quickly explain your mortgage options and email you a personalised mortgage illustration with our recommendations.

We can assist you with the whole mortgage process, from buying your first home, to remortgaging, moving home, equity release, buy to let, specialist mortgages and more.

We serve the whole of the UK, keeping in regular contact to keep the process running smooth no matter where you are.

Learn More

Why use Mortgage & Equity Release Advice?

Free initial consultation

Competitive fees, only paid once we submit an application on your behalf

Quickly explore your options

In plain English, not industry jargon

We work for you

We are ‘Whole of Market’. We also have access to exclusive products not found on the high street

Your own dedicated Mortgage Adviser

No robots. No getting passed around. Just solid communication

We serve the whole of the UK

We can help wherever you are in the UK, using phone, email and our Client Portal

Stay in the know

With our Client Portal, upload and review documents securely, receive updates, and stay in the know - with your feet up!

Community Support

We raised £2599 for two fantastic charities from our 2022 ‘Big C Kayak’ charity event, and are already planning the next fundraiser!
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So, how does it work? (in a nutshell)

1

You’ll start with a free of charge initial consultation on the phone with one of our dedicated advisers. They’ll tell you a bit more about us, and our obligation to always do what is best for you.

2

We’ll then ask you to complete a ‘fact find’ via our online portal, at a time and a place that suits you.

3

From there, we’ll scour the market to find the best deals for you, and advise on all the options available.
You’ll receive a personalised ‘illustration’ detailing the key features of what we’re advising. 
We can get your mortgage agreed in principal in as little as two hours.

4

If you like what you see, we can submit an application to the lender on your behalf, and stay in regular contact with them to get your mortgage through as quick as possible.

5

We’ll also assist you with the next stages – from finding and managing solicitors and insurance providers, all the way through to exchange and completion!

So, how does it work? (in a nutshell)

1

You’ll start with a free of charge initial consultation on the phone with one of our dedicated advisers. They’ll tell you a bit more about us, and our obligation to always do what is best for you.

2

We’ll then ask you to complete a ‘fact find’ via our clever online portal at a time and a place that suits you.

3

From there, we’re scour the market to find the best deals for your unique situation, and advise on all the options available.
You’ll receive a personalised ‘illustration’ detailing the key features of what we’re advising. 
We can also obtain a Decision in Principle in as little as 2 hours.

4

If you like what you see, we can submit an application to the lender on your behalf, and stay in regular contact with them to get your mortgage through as quick as possible.

5

We’ll also assist you with the next stages – from finding and managing solicitors and insurance providers, all the way through to exchange and completion!

Frequently Asked Questions

We serve the whole United Kingdom, from our office in Bristol. Everything can be done quickly and easy online and on the phone.

Initially, our advisers will provide you with research based on your current requirements and situation. This is without obligation on your part – that’s just how we do it.

If you find what we have sent of interest and wish to go forward, we will make a thorough assessment of your needs and recommend an appropriate lender and mortgage product for you. We will then approach that lender on your behalf, to gain a decision in principle and an indication of their willingness to lend.

We then manage your application through to completion, keeping you in the loop throughout. During this time we will review your Protection and Insurance needs and make recommendations where they are appropriate and relevant.

A good mortgage advisor utilises their experience to save you time and hassle, and most importantly find you the best deal. They will guide you through the process in simple terms, speak to lenders and advising you on the best solution.

When it’s time to remortgage, we can help you potentially continue to pay less.

We are a whole of market Mortgage Brokers.

This means that we are not tied to any lender and we have access to the whole mortgage marketplace, allowing us to ensure we get you the best deal.

We work for you. Not the lender.

When you pay for mortgage advice rather than using a ‘free’ service, or going direct, you can trust that everything we do is in your interest. Put it this way – whether getting a tattoo or a mortgage, always hire a trusted professional.

Hiring a Mortgage Adviser takes a lot of the stress and time investment away, as we do the hard work for you – finding the best deal, submitting paperwork, speaking to lenders, chasing, and more.

Need help with your mortgage?

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Mortgages
Business Details

Standard mortgages – We charge £395 for a decision in Principle plus £200 once the mortgage offer has been offered. Equity Release – Our broker fee of £1495.00 is payable on completion of your application.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.

A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.
Equity release is not right for everyone and may reduce the value of your estate.

Mortgage & Equity Release Advice is a trading style of KRS Mortgage Services Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. and is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 999326.

Phone calls may be recorded for training and monitoring purposes.

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